Lifestyle

Montgomery TX Cost of Living

Housing, taxes, groceries, and more - how does Montgomery compare to national averages?

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Montgomery TX Cost of Living

Montgomery offers affordable living with Texas tax benefits.

Taxes

| Tax Type | Texas | National Avg | |----------|-------|--------------| | State Income | 0% | 4.6% | | Sales Tax | 8.25% | 7.3% | | Property Tax | 2.1% | 1.1% |

Property tax is higher but offsets with no income tax

Housing

  • Median rent: $1,400/month (2BR)
  • Median home: $350,000
  • Property tax rate: 2.1%

Daily Expenses

  • Gasoline: $2.80/gallon (below avg)
  • Groceries: 2% below national
  • Utilities: 5% above national

Salary Needed

For $350K home at 20% down:

  • Household income: $75,000-90,000
  • DTI ratio: 28% front-end recommended

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